My First Job

As much as there are limited numbers of job offers the fact is, someone this year will be taking their first leap into a new job either in the informal (“jua kali sector”) or formal sector (white collar). The questions are; how did you feel when you started your new job?

How did you handle your finances, visa vie your ever growing wish list when you weren't employed? These are mind boggling questions in this fast world where people want to acquire more and money isn't an exception. Looking at my diary reflecting back when I got my first job in 2013,

I had strategies and philosophies that shielded me from derailing from the desires when I didn't have a job and apparently I still do cherish these values.

I hope by sharing these notes it might help you in defining your financial compass by handling hundreds, thousand and millions.

Ten Magnetic Side Of Money, Finding Your True North. 

1. Have a saving strategy in place even if you aren't employed. Start the implementation immediately once you get the job. 
2. Treating yourself doesn't mean spending the entire first salary with friends at parties, for any bad habit there was a starting point. 
3.  Live within your means doesn't also mean rapid scalability in terms of material gains and living big without any sustainability plans. 
4. Empower people around you while education and business are routes to consider for those who are interested. 
5. Set financial goals with both a minimal and highest salary you can get. Be realistic when setting the net and gross salary versus what you can deliver. 
6. Think of the transition from the start, for example, employee to self employment, savings to investment, personal project to community project. 
7. Increase your self worth by investing in continuing learning. There are many sources of learning for example online education which allows you to set your own speed and environment. 
8. Do what you love and never stop. A little caution won't hurt when you make job transitions based on finances. 
9. Buy what you NEED than what you WANT. For example, having 15 pair of shoes that costs keys 5000 each might be a liability to you. You can only put one shoe at a time. 
10. Don't work for money let your money work for you. 

#Friendship101 #Resolutions101 "You rather be with a few friends who will make things happen than to have more than a hundred friends full of ideas and that is it."  ~ Wilson Masaka